Essentia is now HSA and FSA Eligible
We have proudly partnered with Truemed to make it even easier for you to extend the time you spend in REM and Deep Sleep cycles with Essentia! Truemed allows you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) on your qualifying Essentia purchase.
How Does it Work?
Add to Cart
Add Essentia products to your cart and proceed to checkout.
Select Pay with HSA/FSA
Don't log in to your Shop Pay account, continue to fill our your information and navigate through to payment page. Then select "Pay with HSA/FSA" as your payment option at checkout.
Take a Brief Healthcare Survey
Truemed will walk you through the steps to answer questions about your HSA/FSA and your health
Complete Checkout Through Truemed
Use your FSA or HSA card as you would any other credit card. Alternatively, use your own credit card for reimbursement through TrueMed.
Note: Some products, like mattresses, may have a small non-reimbursable amount due to regulations. Later in the checkout process, you'll see a clear breakdown of which amounts are eligible for reimbursement.
Frequently Asked Questions about Paying with HSA/FSA via Truemed
What are HSA and FSA Accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
How does using my HSA/FSA account same me money?
HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.
An individual can contribute up to $4,150 pretax to their HSA per year, or $8,300 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,200 pretax to their FSA per year (with an additional $500 in employer contributions allowed).
Can I use my HSA/FSA at Essentia?
Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card.
Can I use my regular card at checkout?
Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA//FSA administrator.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
Are there fees associated with using Truemed's services?
There is no cost to you, as long as you are shopping with a Truemed partner merchant.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!
How long does it take for me to receive my Letter of Medical Necessity?
Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us atsupport@truemed.comfor help.
I don't have an HSA/FSA. Can I still benefit from Truemed?
Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!
I don't live in the US. Can I still get reimbursed with Truemed?
Unfortunately, Truemed is currently only available in the United States.
